Personal Finance and Economics Explained Simply
We look at the recently published data by the Office of National Statistics which looks into the ‘Pub Economics’ of the United Kingdom, and looks to answer the question: “Are Pubs Really Dying in the UK?”
In order for us to be successful when it comes to our own finances, I have decided to compile a list of ‘lessons’ which I use to improve my financial mindset, and my approach to life.
After witnessing the worst performance of the stock market since the financial crisis, we look into whether it is wise to liquidate your assets, and whether this fits into your short, medium or long term goals.
The Fundamental Review of the Trading Book Regulation Proposals from the BCBS aim to improve the Market Risk frameworks of Financial Institutions. We give a high level overview of the changes.
Monetary policy is “the use of changes in the monetary base in an economy achieving price stability or low inflation, assisting employment and growth”. We investigate how Monetary Policy can be used by a Central Bank to achieve it’s policy goals.
Stress testing is an attempt to mimic certain market movements which follow a path to their worst outcome (rather than just changing a number of factors, and seeing the immediate theoretical change).
With fewer people than ever purchasing their own homes, we look into the facts of home ownership, Government help to buy schemes, and the different factors to consider when taking out a mortgage.
We explore the reasons driving the high salaries earned by modern footballers, and whether they offer ‘value for money’. We also discuss if the application of an additional tax to this salary should be justified.
The Security and Exchange Commission (SEC) in the United States (the main securities market regulator) is in the process of stepping up the regulations surrounding the operations of “dark pools”. What are dark pools, and why are they the next target?
The MiFID II directive actually comprises of two parts; the MiFID II Level 1, and the “Markets in Financial Instruments Regulation (MiFIR) containing over 100 requirements which must be adhered to by the implementation date of 3rd of January 2017.