It is incredibly difficult for anyone to go through life without their Credit Score having a basis for a decision that affects them, so I decided to write this post on how to perfect your Credit Score, and why it is so important.
Pay Down your Debt Immediately!
More than ever, individuals are using their savings, and borrowing more to sustain their levels of spending. This is leading to increasing debt-to-income ratios. You need to make sure you don’t fall into this trap, and you must pay your debts immediately!
What’s the Deal with Negative Interest Rates?
Why did the Swiss National Bank decide to implement the first ever negative interest rate, and what does it mean for savers with deposits of over 10m Swiss Francs?
Charity: A Fallacy of Goodwill
Despite the positive aims of charities, many are paying their top bosses incredible wages. In an industry which prides itself on benevolence, is this right?
The Barnett Formula: Scotland’s Gain, England’s Bane
Among the most highlighted points when discussing the situation between Scotland and the rest of the United Kingdom is the existence of the divisive Barnett Formula.
Could We Thrive With Less Than a Five Day Working Week?
There have been many advocates of, and studies into a shorter work week, but could a this be positive for our productivity, and wellbeing in the long term?
The Economics of Ticket Touting
How many times in the past have you decided that you are going to get tickets to an event, only to find that they are sold out immediately?
5 Ways My Relationship with Money Has Changed
In this post, I explore the five main ways that my relationship with money has changed since I have left University.
Does the UK Need a New Voting System?
Does First-Past-the-Post (or FPTP) really provides an adequate way of electing a governing body to represent the largest number of people?
Top Tax Rate Increase: Productive or Destructive?
In this article we investigate whether increasing the top tax rate to 50p would have a positive or detrimental effect on the tax revenues in the United Kingdom.