More than ever, individuals are using their savings, and borrowing more to sustain their levels of spending. This is leading to increasing debt-to-income ratios. You need to make sure you don’t fall into this trap, and you must pay your debts immediately!
Posts Published by Laithan
How does Shared Ownership Work?
We look at the arguments for, and against, for the ‘Shared Ownership’ Help to Buy scheme introduced in the UK to help first time buyers get on the property ladder.
What’s the Deal with Negative Interest Rates?
Why did the Swiss National Bank decide to implement the first ever negative interest rate, and what does it mean for savers with deposits of over 10m Swiss Francs?
Quantitative Easing: Money Really Does Grow on Trees
Quantitative Easing involves the expansion of the monetary base in an economy usually through the purchase of assets such as sovereign bonds.
Charity: A Fallacy of Goodwill
Despite the positive aims of charities, many are paying their top bosses incredible wages. In an industry which prides itself on benevolence, is this right?
The Barnett Formula: Scotland’s Gain, England’s Bane
Among the most highlighted points when discussing the situation between Scotland and the rest of the United Kingdom is the existence of the divisive Barnett Formula.
Could We Thrive With Less Than a Five Day Working Week?
There have been many advocates of, and studies into a shorter work week, but could a this be positive for our productivity, and wellbeing in the long term?
The Economics of Ticket Touting
How many times in the past have you decided that you are going to get tickets to an event, only to find that they are sold out immediately?
5 Ways My Relationship with Money Has Changed
In this post, I explore the five main ways that my relationship with money has changed since I have left University.
You Want to Start Blogging? Steps to Create a WordPress Blog with Bluehost
You want to start making money online from a blog but don’t know where to start? This guide shows you how to set up your own self-hosted Wordpress blog with Bluehost!